There was some sort of catastrophic event. Something like a meteor shower and everything was getting destroyed. It may not have been but the end result was a large swathe of destruction. Many urban areas were destroyed and what was left was much rubble, though some fragments of buildings were still standing.
Many people were looking to get back to their homes to see if anything was salvageable, but in order to access what remained they had to pay. Otherwise they were not allowed to access their ruins.
I thought this was a horrible idea and realised that this is what was going to happen as the catastrophic event was yet to occur. Then I thought about it some more and thought that it was unlikely to happen, but was well aware that it could happen.
Then I woke up.